We also encourage you to tour the hospital's birthing center. Access cash, food, medical, and child care assistance. ET, Monday through Friday; and 8:00 a.m. to 1:00 p.m. Yet every pregnancy is different. hb```f``Z B@1VNB =l L[PW`Sr]^Gb~md'2 }cr/wP1ZUD}*/JD":n DP:*P+` C! `A~rg , tFr/j0_aIco~0_p+x@cy00|fHg^ der AAA} Q\FU Kynect benefits is a self-service portal used by the Commonwealth to provide Kentuckians with assistance benefits from a variety of benefit programs including Medicaid, Supplemental Nutrition Assistance Program (SNAP) https //kynect.ky.gov/benefits Self-Service Portal : Kentucky Short SNAP Application | Kyne" /> News Ticker [ January 18 . Eligibility The nurses cannot diagnose problems or recommend treatment and are not a substitute for your doctor's care. Follow the procedures outlined below to get started. Beshear thanked the Kentucky State Police (KSP) and the Warren County Drug Task Force for stopping a vehicle on I-65 south of Bowling Green. To apply for SNAP: Call - 1-855-306-8959; or Begin your application online at https://benefind.ky.gov/; or Visit your local DCBS office to apply in person; or Print the hardcopy application on the next page, complete and return to your local DCBS office or mail to: DCBS, P.O. Help you know when to go to the emergency room. (Your area is your county and the counties next to it). Learn about dual health plan benefits, and how theyre designed to help people with Medicaid and Medicare. Skip to Main Content. If you have any questions, contact the Board office at 502-564-2350. It is important that you fully understand both your rights and your responsibilities. Kentucky WIC program ensures supply of nutritional food to the low income women, children, and infants living in Kentucky. Home medical equipment and supplies to help you be at your best. Help get them extra support to live a heathier life. The portal is secure, confidential, and easy to use. Kentucky Health Benefit Exchange (KHBE) KHBE's function is to oversee the Commonwealth's implementation of the Affordable Care Act. If you need behavioral health care, your PCP and UnitedHealthcare Community Plan can help coordinate your care. If the prior authorization request is denied, you will be notified in writing, including your right to appeal this decision. You can browse plans by zip code on the Kynect website or be linked up with a kynector, who is trained to explain coverage options. Medicaid:provides health care for eligible low-income Kentucky residents including children, families, pregnant women, the aged and the disabled. 444 0 obj <>/Filter/FlateDecode/ID[<4C41AB35312A7648ABB751C42A6412F5>]/Index[424 35]/Info 423 0 R/Length 100/Prev 869365/Root 425 0 R/Size 459/Type/XRef/W[1 3 1]>>stream If no appointments are available or a date and time is unavailable that meets your needs, please call 855-306-8959 for assistance. Get a doctors note that says you cant drive. kynectors: https://kynect.ky.gov/benefits/s/auth-reps-assisters?language=en_US hbbd```b``^"W0HH") DJhH)V"=f!&I&'[+H$TE?C G Required care is 100% covered. a 8pm, hora local, de lunes a viernes (correo de voz disponible las 24 horas del da,/los 7 das de la semana). After the transition, kynect health Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Care from highly skilled and compassionate doctors. FRANKFORT, Ky. (Nov. 1, 2021) - Gov. Our expanded mission is designed to be your one-stop shop for a whole range of benefits and resources, all designed to keep your family safe, healthy and happy. UnitedHealthcare Connected for One Care (Medicare-Medicaid Plan) is a health plan that contracts withboth Medicare and MassHealth (Medicaid) to provide benefits of both programs to enrollees. kynect State-Based Marketplace . If you have any problem reading or understanding this or any other UnitedHealthcare Connected for MyCare Ohio (Medicare-Medicaid Plan) information, please contact our Member Services at 1-877-542-9236(TTY 711,) from 7 a.m. to 8 p.m. Monday through Friday (voice mail available 24 hours a day/7 days a week) for help at no cost to you. Make sure your current address, phone, and email are on file so youll get notices about changes to your coverage. You can fill your prescriptions at: Sometimes you might need a little help understanding your health care options. Our plan covers: We'll help you get the information needed to improve your health or be at your best. Paper copies of the network provider directory are available at no cost to members by calling the customer service number on the back of your ID card. If your health needs qualify then our care managers are in your corner. Every year, Medicare evaluates plans based on a 5-Star rating system. We have the Medicaid services and extras that can make a real difference in your life. Potential eligibility results display after submitting the kynect benefits Prescreening Tool. And we make getting your medicine easy. Here are additional Behavioral Health Services and Crisis Intervention Contacts: For a State Crisis Lines directory, visit: http://dbhdid.ky.gov/crisisnos.aspx, KY HELP Statewide Call Center: 1-833-859-4357 or text HOPE to 96714 kynect, formerly and also called the Kentucky Health Benefit Exchange, is the health insurance marketplace, previously known as health insurance exchange, in the U.S. Commonwealth of Kentucky, created by then-Governor Steve Beshear in accordance with the Patient Protection and Affordable Care Act.Steve Beshear's successor as governor, Matt Bevin, ended Kynect enrollment for individuals as of 2017. Talk to your PCP today about any health or behavioral health problems you have. Medicaid coverage in Kentucky is extended to 12 months after postpartum delivery for eligible pregnant individuals. Chat and share experiences with moms from your group on the Wellhop app or website. With us, you have someone you can call. These guidelines come from nationally recognized sources. UnitedHealthcare Community Plan provides member materials to you in a language or format that makes it easier for you to understand. View the benefits below to see all that it offers. There may be providers or certain specialties that are not included in this application that are part of our network. Food Stamps Application Instructions & Eligibility Requirements, KCHIP Application Instructions & Eligibility Requirements, KMP Application Instructions & Eligibility Requirements, LIHEAP Application Instructions & Eligibility Requirements, Medicaid Application Instructions & Eligibility Requirements, Unemployment Application Instructions & Eligibility Requirements, WAP Application Instructions & Eligibility Requirements, WIC Application Instructions & Eligibility Requirements. After surgery or a serious illnessor if you have a disabilityyou may need extra help with day-to-day tasks. There are no retroactive benefits i.e. Andy Beshear announced Monday the state has reconnected kynect in order to provide easier access to health coverage and other benefits. Benefits, List of Covered Drugs, pharmacy and provider networks and/or copayments may change from time to time throughout the year and on January 1 of each year. kynect resources provide management tools to facilitate collaboration and coordination across organizations. MARTIN LUTHER KING DAY. UnitedHealthcare Connected for One Care (Medicare-Medicaid Plan). Individuals can also report potential inaccuracies via phone. Valuable information and tips to help those who care for people with both Medicaid and Medicare, Medicaid Limitations, copays and restrictions may apply. We can also assist with interpreter services, including American Sign Language. You can file a claim from any computer connected to the internet but you can only do it yourself. If you don't find the provider you are searching for, you may contact the provider directly to verify participation status with UnitedHealthcare's network, or contact Customer Care at the toll-free number shown on your UnitedHealthcare ID card. The Report a Change process in kynect benefits has been updated to easily guide Residents through the Report a Change process. What does it take to qualify for a dual health plan? Out-of-network referrals are generally approved for, but not limited, to the following circumstances: Out-of-network referrals are monitored on an individual basis. Connect you to the social services you may need. https://benefind.ky.gov/ Or call: 1-800-372-2973. Heres how it works: Have you received information asking you to take action so that you can keep getting benefits? Categories of help include: You will receive notice when necessary. Kentucky Online Gateway (KOG) and Agent Training One Pager : Overview of the 3-day process to access KOG, complete the . Our plan offers a range of physical and behavioral health benefits. Provide your care team with your medical records. They can refer you to specialists, and other facilities, such as hospitals and substance abuse and treatment services. Included are: Routine shots help protect you from illness. Issuer Contact Information: List of insurance companies who offer health insurance in Kentucky . For more information about transportation services, call the Kentucky Transportation Cabinet at 1-888-941-7433. Online: kynect.ky.gov Through a partnership with United Way of Kentucky, kynect resources provide a mobile-friendly, managed directory to connect Kentuckians to the help they need. AD: GET YOUR DREAM JOB IN CANADA: Salary Between $3,000 - $12,000 Per Month - APPLY HERE. That's why you can pick from a large network of hospitals across Kentucky. kynect resources helps residents find and connect to programs and services that help with needs like food, housing, employment, health, financial, transportation, education, legal, childcare, and much more. The program helps low-income residents of Kentucky to meet their nutritional needs. On the Signature Page for Benefits Application, residents must do the following in order to submit their application: Your email address will not be published. View a copy of our Notice of Privacy Practices. With approval, and ordered by your doctor, our plan covers: This plan pays for all expenses related to a hospital stay, so you can rest and heal. Chances are, we have someone who speaks your language or they can connect you with our interpreter service which covers more than 200 languages. On July 4, Activate YuppTV Scope Subscription BSNL Cinema Plus: ZEE5, Voot and SonyLIV Activation, Kohls Credit Card Login : Manage Your Kohls Card @ credit.kohls.com, New Year Greetings 2023 : Happy New Year 2023 Wishes, Quotes, Pics, SMS, New Years Eve 2022 : Google Celebrates New Year 2023 with an Animated Doodle, How to Activate Facetime on iPhone : If you cant turn on or sign in to iMessage or FaceTime, www.ambetterhealth.com Login : Find Ambetter coverage in your state. To see if you qualify, go to kynect.ky.govor call 1-855-306-8959, For more information on Kentucky Medicaid, please visit the Department for Medicaid Services website. https://benefind.ky.gov/ Or call: 1-800-372-2973. ASUS Router Login : How to login to ASUS wireless router settings page(Blue GUI) ? you don't get benefits for the weeks you have not filed a claim even if you were eligible for benefits during such period. Documents and guides related to onboarding as an Agent to kynect health coverage. This link is provided solely as a convenience and is not an endorsement of the content of the third-party website or any products or services offered on that website. Find someone in your area to help with questions, application and enrollment for health insurance plans, Medicaid and KCHIP. For other assistance, call toll free (855) 306-8959, TTY (800) 627-4720. 0 For more information contact the plan or read the Member Handbook. kynect. UnitedHealthcare Community & State Medicaid SNAP benefits increase household food buying power when added to the household's income. Find Department for Community Based Services (DCBS) Office . FRANKFORT, Ky. (Oct. 5, 2020) - Taking a major step forward in his commitment to provide quality health care to Kentuckians, Gov. https://kynect.ky.gov/benefits/s/prescreening?language=en_US, Use our Kentucky benefit prescreening tool to check eligibility for state . Youll find articles, videos and more. After the transition, kynect health coverage will offer Individuals, families, and small business owners an integrated eligibility and If you have asthma, diabetes or another health condition, you can depend on us. Community organizations can join as community partnersto offer their programs and manage incoming requests for help. Good news: kynect is back. For more information, call UnitedHealthcare Connected Member Services or read the UnitedHealthcare Connected Member Handbook. Along with fun and games, these clubs offer help with: The Kentucky Tobacco Quit line gives you one-on-one help to quit smoking. Notice. Welcome to the Kentucky Online Gateway. To learn more about our how you get can extra support to manage your health, talk to your PCP or call Member Services. Google Doodle Celebrates Fourth of July 2022 : Happy Independence day, USA! You can look up your child care center here and see any past visits and violations. kynect benefits is Kentucky's redesigned website that makes accessing state benefits easier than ever. Agent Welcome Packet : Overview of the Agent onboarding process and includes detailed steps for Agents to onboard to KHBE's systems and programs. Your PCP will refer you to a behavioral health provider with UnitedHealthcare Community Plan. And after you leave the hospital, you are not alone. SAMHSA You are also rewarded with gift cards for taking simple steps to manage your diabetes. A mental health crisis is a moment when someone's behavior can put themselves or others in danger, especially if they do not get help, such as: Crisis Services: TTY Users: 1-800-799-4TTY (4889) hb```@(bqB c@P%%Ny}5IK +6/05,G?pk9N{%JJE7x$VZD\Q1[9hD:/^i'ztSZ)I7YU>KK#:+:::+Xf0HqTd)2J@,q(W@VAa" Our diabetes program also includes self-care training and classes focused on: Your health and safety at home are important. Kynect health insurance enrollment now open for 2023, Reality TV stars Todd and Julie Chrisley report to prison, Police: Victim has life-threatening injuries following crash on Tates Creek Road. With our plan, you also can receive gift cards for seeing your pregnancy doctor before and after having your baby. Your doctor and you need to understand each other. Puede obtener este documento de forma gratuita en otros formatos, como letra de imprenta grande, braille o audio. When you have questions about your health, you can call a nurse 24 hours a day, 7 days a week, 365 days a year: 1-800-985-3856 (TTY 711). Llame al1-866-633-4454, TTY 711, de 8am. Get support and information during your pregnancy and after you deliver. Physical, occupational and speech therapy can help you recover from a serious injury or illness, or simply reach your full potential. Our plan makes sure you get the care and services you need. Starting Nov. 1 Kentuckians can apply,enroll in benefits through the Kentucky marketplace at kynect.ky.gov . . https://benefind.ky.gov. Our provider network includes many doctors who are multilingual. In these cases, a nurse will make home visits to: Sometimes the basics are hard to do yourself after an illness or injury. Benefind ky gov food stamps renewal After the recorded message, you will reach someone who can help you with an interpreter You can fax the form in, or mail it to your local kentucky food stamp office For example, in florida, you can register for a my access account that allows you to apply online and check your benefit status 24 hours a day. https benefind ky gov. This helps all users to work together toward a better Kentucky. SNAP benefits increase a households food buying power when added to the households money, KTAP (Kentucky Transitional Assistance Program) / TANF (Temporary Assistance for Needy Families):provides financial and medical assistance and supportive services to help families achieve economic self-sufficiency, CCAP (Child Care Assistance Program):provides subsidies to help families pay for quality child care while enabling parents to work, further their education, etc, KI-HIPP (Kentucky Integrated Health Insurance Premium Payment):a voluntary Medicaid program that helps eligible policy holders pay for the cost of an Employer-Sponsored Insurance (ESI) plan though reimbursements. Call 1-800-905-8671 TTY 711, or use your preferred relay service. We require prior authorization on all out-of-network referrals. How do kynect benefits users such as kynectors, Agents, and Authorized Representatives cancel appointment(s)? UnitedHealthcare Connected for MyCare Ohio (Medicare-Medicaid Plan) is a health plan that contracts with both Medicare and Ohio Medicaid to provide benefits of both programs to enrollees. Los servicios Language Line estn disponibles para todos los proveedores dentro de la red. Andy Beshear said. ID.me is our trusted technology partner in helping to keep your personal information safe. All members have access to services to help with mental health issues like depression or anxiety, or to help with alcohol or other substance use disorders. To find out if a prior authorization request has been approved, check with your provider or call member services, at 1-866-293-1796 (TTY: 711). You can contact them online or by calling 855-459-6328. Enrollment is open through January 15. twitter; facebook; CONTACT Email: KHBE.Questions@ky.gov KHBE Contact Center: 1 (855) 459-6328 KHBE Office: (502) 564-7940 Address: Attention deficit hyperactivity disorder (ADHD), Chronic obstructive pulmonary disease (COPD). Kentucky WIC also provides additional benefits and support for breastfeeding women. Download our Grievance and Appeals Process. UnitedHealthcare Members should call the number on the back of their ID card, and non-UnitedHealthcare members can call 888-638-6613 TTY 711, or use your preferred relay service. The benefit information is a brief summary, not a complete description of benefits. This free service allows persons with hearing or speech disabilities to place and receive telephone calls. kynect health coverage is a self-service portal used by the Commonwealth to provide Kentuckians with assistance for Qualified Health Plans with payment assistance and without payment assistance, also allows the small employers to check eligibility for enrolling in a Small Business Health Options Program (SHOP) coverage. If you experience a hospital stay and have diabetes or pre-diabetes, you are eligible to receive 14 home delivery meals post discharge. Agent & kynector Resources. Visit kynect resourcesto browse available programs and services in your area. Enrollment in the plan depends on the plans contract renewal with Medicare. Crystal Staley or Scottie Ellis 502-564-2611 https://governor.ky.gov Office of the Governor . Here you will find information designed to assist you when educating and enrolling individuals and small businesses. If you are a UnitedHealthcare Community Plan member and would like to participate, please contact Member Services at 1-866-293-1796, TTY: 711. https://chfs.ky.gov/agencies/dfrcvs/dfrysc/Pages/default.aspx, https://www.feedingamerica.org/need-help-find-food, https://education.ky.gov/Pages/default.aspx, https://chfs.ky.gov/agencies/dph/Pages/default.aspx, Kentucky Youth Advocates -Kentucky's Independent Voice for Kids, Supplemental Nutrition Assistance Program (SNAP), https://chfs.ky.gov/agencies/dcbs/dfs/nab/Pages/snap.aspx, For additional community resources, please contact Member Services. Kentucky Benefits helps residents check eligibility and apply for a variety of benefits available through the State of Kentucky. kynect benefits. If you answered "Yes" to any one of these questions, please sign into your existing Kentucky Online Gateway account . The request is generally processed like any other authorization request. If you have trouble hearing over the phone you can use a text telephone. Supplemental Nutrition Assistance Program (SNAP), known as Food Assistance in Kentucky, serves as the first line of defense against poverty in Kentucky. He or she will: Your pregnancy is a walk youll want to make with the help of your friends, family and a pregnancy doctor, called an Ob-Gyn. We also recommend that, prior to seeing any physician, including any specialists, you call the physician's office to verify their participation status and availability. The UnitedHealthcare Community Plan specialists can answer questions and help you enroll. Are you an employee? An official website of the United States government. Members have the right to obtain a conversion agreement to continue health and medical benefits upon termination of Medicaid eligibility. Go to your email address and click on the password recovery link to retrieve your password. If you think you have an emergency, no matter where you are, call 911 or go to the nearest hospital location where emergency providers can help you. If you need medical care from someone outside your service area, you have to get a note from your PCP. Call1-866-633-4454, TTY 711, 8 am - 8 pm., local time, Monday - Friday (voicemail available 24 hours a day/7 days a week). Problems such as depression and anxiety can also be challenging for children and teens. someone pretending to be youbefore . During open enrollment period, the resident indicates whether a resident has the same tax status next year as the current year and, if not, enters the information for that residents tax status for the next year. Si tiene problemas para leer o comprender esta o cualquier otra documentacin de UnitedHealthcare Connected de MyCare Ohio (plan Medicare-Medicaid), comunquese con nuestro Departamento de Servicio al Cliente para obtener informacin adicional sin costo para usted al 1-877-542-9236(TTY 711) de lunes a viernes de 7 a.m. a 8 p.m. (correo de voz disponible las 24 horas del da, los 7 das de la semana). UnitedHealthcare Community Plan has practice guidelines for conditions including: View our Clinical Practice Guidelines or call our Member Services at 1-866-293-1796 (TTY: 711) to request a printed copy. kynect is designed to support the Commonwealth of Kentucky. benefind ky gov food stamps number. Through a partnership with United Way of Kentucky, kynect resources provide a mobile-friendly, managed directory to connect Kentuckians to the help they need. Benefits include: Make sure your sight and hearing are at their best. Benefits include Medicaid, child care, food, and cash assistance, and more. Provide your personal information as well as your contact information to get registered. If you need extra support to get and stay healthy, we can help. You can receive information in your preferred language. FRANKFORT, Ky. (WYMT) - Kentuckians in search of health insurance coverage can now shop through the state's exchange. How do I know which fields to fill out in my application? Go to kynect.ky.gov to see all your options. information in the online or paper directories. Kentucky Children's Health Insurance Program (KCHIP) is a federal and State initiative dedicated to providing free (low cost) health insurance to kids. You have access to our member-only website. Find Department for Community Based Services (DCBS) Office; Cabinet for Health & Family Services (CHFS) Kentucky Health Benefit Exchange (KHBE) . ATTENTION: If you speak an alternative language, language assistance services, free of charge, are available to you. Are you doing business in or with the Commonwealth of Kentucky? If you have questions about your health plan, please call us. The Kentucky Integrated Health Insurance Premium Payment Program helps pay for employer , https://kynect.ky.gov/benefits/s/medicaid-kchip-program?language=en_US, Kentucky Medicaid and KCHIP (Kentucky Childrens Health Insurance Program) , https://kynect.ky.gov/benefits/s/getstartedsnap?language=en_US, Due to the current COVID pandemic, the interview requirement for SNAP has , https://kynect.ky.gov/resources/s/?language=en_US. The benefit information is a brief summary, not a complete description of benefits. Llame al Servicios para los miembros, de 08:00 a. m. a 08:00 p. m., hora local, de lunes a viernes correo de voz disponible las 24 horas del da,/los 7 das de la semana). kynect.ky.gov self-service portal access in 3 steps, kynect.ky.gov self-service portal login page, www.benefind.ky.gov self portal, kynect snap benefits login, kynect benefits dashboard, https kynect ky gov benefits, kynect.ky.gov food stamps, kynect.ky.gov online application, kynect phone number, https://www.kynect.ky.gov/benefits/s/login/?language=en_US. . Enrollment Chat with a nurse online and more. An Official Website of the Commonwealth of Kentucky. It is an easy and convenient way to submit your claims. The hours of operation are 8:00 a.m. to 4:30 p.m. Puede obtener este documento de forma gratuita en otros formatos, como letra de imprenta grande, braille o audio. twitter; facebook; CONTACT Email: KHBE.Questions@ky.gov KHBE Contact Center: 1 (855) 459-6328 KHBE Office: (502) 564-7940 Address: Information to clarify health plan choices for people with Medicaid and Medicare. We are required by law to let you know that the Notice is available, and how you can get a copy of it. When you're pregnant, you receive help and advice from your mom, aunts, sisters and girlfriends. How do each of the kynect benefits programs assist Kentuckians? Kentucky Food Benefits/EBT increase the Determine your eligibility for this benefit. Nov 1, 2022. UnitedHealthcare Connected has a Model of Care approved by the National Committee for Quality Assurance (NCQA) to operate as a Special Needs Plan (SNP) until 2017 based on a review of UnitedHealthcare Connecteds Model of Care. endstream endobj 425 0 obj <. If you cant use your car, you have to get a note for the transportation broker that explains why you cant use your car. You can get this document for free in other formats, such as large print, braille, or audio. We do not claim responsibility for its accuracy. What is KHBE? Residents can find programs to help with needs such as food insecurity, housing and employment supports, support groups, health programs and family-centered help. Application for cash, food, medical or child care assistance. Kentucky Medicaid doesnt cover rides to pick up prescriptions. Authorized Representative form should be completed and must be mailed to: . The resident inputs basic contact information for all household members, selects the programs for which they are applying, and enters basic household information. Medicaid offers different programs and services depending on eligibility and medical needs, SNAP (Supplemental Nutrition Assistance Program):helps people with little or no money buy food for healthy meals at participating stores. This program will support you through your pregnancy. In the Sign & Submit section, residents can review relevant policies and then sign their application to submit it. Resource Center 1 . View Kentucky SNAP requirements through kynect. If CMS hasnt provided an end date for the disaster or emergency, plans will resume normal operation 30 days after the initial declaration. https://kynect.ky.gov/benefits/s/program-page?language=en_US, Learn about programs to help with food costs, child care, basic household . Therefore, it is advised that you file your claims as soon as you become eligible for UI benefits. The major groups of people this program targets is blind and disabled people, individuals older than 65, families with dependent children, pregnant women, among others. Kentucky. Public Safety Gov. You get: Medical questions and situations sometimes happen at inconvenient times. They specialize in digital identity protection and help us make sure you're youand not. Benefits and/or copayments may change on January 1 of each year. For qualifying individuals with disabilities and ongoing health conditions, benefits include: Managing your health care alone can be hard, especially if you are dealing with many health problems at the same time. "W$,`MaJ* Rr*`Y&)wat^LN6 v1iH fW kynect.ky.gov/benefits; HealthCare.gov; CONNECT. Managed Care Open Enrollment Information - 2023. Welcome to the Kentucky Health Benefit Exchange, your gateway to quality, affordable health coverage. This way you will be familiar with it. As soon as possible, call us to arrange for follow-up behavioral health care after an emergency. Find the balance, support and care you need to live the healthiest life possible. kynect resources is the place for storm victims and anyone who needs help and access to support programs in your area such as food, transportation, housing, employment, finances, physical and mental health and much more. The disabled postpartum delivery for eligible low-income Kentucky residents including children, families, pregnant women, children, child. You might need a little help understanding your health needs qualify then our care managers are in your is... Ky. ( Nov. 1 Kentuckians can apply, enroll in benefits through the state of Kentucky meet... In CANADA: Salary Between $ 3,000 - $ 12,000 Per Month - apply here app or website in... Insurance plans, Medicaid and KCHIP, your Gateway to quality, affordable health.. 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