Create the retirement you desire with proven financial strategiesThe New Rules of Retirement throws away the rules of thumb, clichs, and obsolete ideas. Kind Regards, Bob Carlson . And thats just from one side of the aisle. Youve done so to ensure a comfortable retirement, on your own terms. Page 77. What Ive just described here is arguably the single most important issue facing retirees today. For starters, the news is hardly news anymore. A Roth 401K plan allows tax-free withdrawals. He has also written about how you can get a Second Social Security Check besides your regular one. The U.S. government is after your retirement money. Im talking about the same facts, and the exact series of steps Im personally using to protect my own family. Robert C. Carlson (Author) Format: Kindle Edition 117 ratings See all formats and editions Kindle $18.00 Read with Our Free App Audiobook $0.00 Free with your Audible trial Create the retirement you desire with proven financial strategies The New Rules of Retirement throws away the rules of thumb, clichs, and obsolete ideas. Might as well command that each American company investigate the boiling point of water. RetirementWatch.com features the most recent newsletter issue, my free special reports, a searchable archive of all past issues and reports, and many other membership perks. The same will be true for your heirs and their future generations. As detailed in Fridays column, 401(k) plans suffer substantial leakage, from employee decisions that can fairly be called harmful. Carlson covers things like income taxes, catch up contributions, employers plan, savings act, employer match (or company match), employee participation, life insurance, individual retirement account, among other things. January 2023 Newsletter- written by Bob Carlson of Retirement Watch, America's leading personal finance and investing website for Seniors . With the firm's help, people achieve various financial and retirement goals. All specifically designed and directed to increase taxes on all retirement accounts and IRAs. But overall, what Bob is trying to say in his teaser is that Congress is after your retirement money. A lot of people lost money. Do you believe him and his pitch? I'm speaking to you today because the U.S. government just enacted the most devastating law I've seen in my 30-plus years as a retirement expert. To tie everything up, he also came up with Lifetime Retirement Protection Program. A commenter added more to Johnson's observation: Those are some harsh words right there. To get your free copy of my NEW AMERICAN RETIREMENT PLAN book, please watch my presentation which details the controversial new law set to devastate your retirement nest egg. The New American Retirement Plan The time is right, even if the politicians aren't yet ready. You deserve to get the most out of it! Copy those rules and think no more of the matter. Its best to NOT defer income. These are Forecasts & Strategies, Five Star Trader, Home Run Trader, Fast Money Alert, and TNT Trader. Although Bob says at the beginning of his teaser that youll receive a copy of this book for free, thats not true at all. These so-called financial heavyweights are Dr. Mark Skousen, Bob Carlson, Bryan Perry, Jim Woods, and Jon Johnson. Essentially, he says Congress is targeting 401k, IRA, and Roth IRA accounts. Those problems cannot be fixed incrementally. Due to this announcement, you might immediately look up details about his so-called new retirement plan. At a time when American retirees need it most, before this new law nicknamed the SECURE Act wreaks havoc on millions of unwitting U.S. citizens. To the younger readers, the best way to approach retirement is to start planning at an early age by making good investment choices. My research shows youll have more after-tax wealth if you pay some taxes now instead of years from now. The Wall Street Journal summed it up like this: a college planning nightmare for middle-income parents.. New Rules Could Change Your Retirement Planning Investor's Business Daily 88.6K subscribers 3K views 2 years ago Last December, President Donald Trump signed into law sweeping changes to. He produces a monthly video series called Retirement Watch Spotlight and in each issue and video, he offers what he thinks is independent and objective research on the financial aspects of retirement and retirement planning. The NEW AMERICAN RETIREMENT PLAN is divided into 4 separate sections, each one jam-packed with hundreds more of these kinds of tactics and strategies. After all, if agreement cannot be reached, we can simply retain todays rules. I prepared our members for that. Here are the key provisions of the legislation: According to Bob Carlson, it isnt a great law and you need protection from it. A brand new, up-to-date special report of Bob Carlsons The New Rules of Estate Planning thats priced at $200. In fairness, the service received good comments from subscribers. If youre currently already receiving Social Security benefitsthe likelihood is that nothing changes (full benefits). Many are inquiring if Bob Carlson's Retirement Watch is a scam. There has been. When you subscribe, you will commit fewer errors, especially regarding rules. For us, this is a sign of respect for its subscribers and readers. The subscription comprises of a bunch of benefits, Its backed by Bob Carlsons years of expertise and experience in this sector, You have to subscribe to the Retirement Watch to receive a free copy of the book. Carlson's training was initially on accountancy and law. There has been significant progress. It also presents practical difficulties, because some companies can easily afford to pay matches, whereas others would struggle. As a result, you could end up subscribing because of the fully-loaded features. Too many people leave tens of thousands of dollars on the table during their retirement years. Although we dont know his books exact contents, he teases his viewers in his presentation regarding some of the contents in his New American Retirement Plan. Ill share them with you and spell out the pros and cons, so you can decide. Many international defined-contribution systems are so constructed, while the American 401(k) structure is not. Dear Retirement Watch Visitor, You have landed on an article that is reserved for paid Retirement Watch subscribers. Still, The best, most useful financial advice newsletter that I get., Ive given Retirement Watch subscriptions as gifts to five different people, because its THAT good. Instead, I wanted to use my knowledge to carve out a badly needed niche. Each month, he sends you a newsletter filled with expert answers and simple solutions to secure your finances when you retire. It's so comprehensive; you can even find information about healthcare and even senior housing. Skousen is the editor of five services under the firm. Remember, you have nothing to lose, and everything to gain. Eagle Financial claims that its original price was $249 and is valued at $897.75. So I bit the bullet and launched my very own retirement advocacy newsletter from my home office, and with the help of my wife. He goes on: And when I realized Congress was coming after the retirement funds of every American, I made it my personal mission to create a brand-new approach to retirement. And Ill show you the most powerful (100% legal) solutions to every challenge and every obstacle. It is not. Online Retirement Spending Calculator. Its highly specific. One was about the barrage of upselling. We admit that the titles are enticing. Combined, they have over 135 years of experience in the stock market. But not the substance. And highly personal. The second is how to protect your lifetime income stream. The Retirement Watch is a program that is designed to provide estate planning and retirement planning advice to people over 50 that are planning for retirement as well as people who have already retired (retirees). Often, much time is spent evaluating the assumptions. Beginning with the 7 end-around tactics you can use to dodge Congress new law and help keep the retirement funds youve worked so hard to save. He has been featured in publications like Kiplingers Personal Finance, Money, Worth, the Washington Post, Readers Digest, Barrons, AARP Bulletin, and The Wall Street Journal. A writer and researcher, Phil enjoys exploring topics about finance, investments, and consumer behavior. Again, my heirs and I have greatly benefited from your vast well of knowledge., Retirement Watch is now my one and only investment guide. And what Ive just described isnt even the most urgent news! Look, neither one of us has a crystal ball. Who Is Bob Carlson? But the new law will allow you to withdraw up to $100,000 from a 401(k) plan, IRA, or similar type of retirement account. Bob's Journal for 1/12/22 . On page 24 of the NEW AMERICAN RETIREMENT PLAN, Ill show you how to protect yourself from the retiree tax attack. Looking for a review of the book called New American Retirement Plan? Naturally, they would be skeptical about this service as well. In other words, your legacy is under attack. You also gain access to Retirement Watchs 5 Proprietary Investment Portfolios. Once again, this is a trait people in its target market is looking for. If you want to subscribe to Woods' services, the company offers a few. After passing the said exam, he enrolled himself at the University of Virginia School of Law. And besides providing independent research regarding financial and retirement concerns, he also became a part of the Fairfax County Employees Retirement System Board of Trustees in 1992. A landmark survey from The Alliance for Lifetime Income shows that a full 80% of non-retired Americans express anxiety that their savings may not provide enough to live on in retirement. Robert C. Carlson, also known as Bob Carlson, is a retirement expert. Independently owned and not on anyone's payroll, here at Green Bull Research we do our darnedest to shed some light on the misleading investment opportunities out there. The ones with the highest cumulative returns are "Sector" (292.90%) and "Balanced" (264.04%). Politicians will come up with a favorable-sounding name, of course. Carlson is an American retirement expert who writes about estate planning strategies designed to help his readers build a financially secure retirement. However, some common-sense information regarding investment retirement plans should be easily found through other mediums. Called Americas #1 Retirement Expert, Bob Carlsons retirement planning advice spans from tax and estate planning strategies to IRA, Social Security, medical care and investment strategies. As The Wall Street Journal reported, Congress cant wait to get its hands on Americas retirement-account assets.. If is the rule, can companies exceed the minimum obligation, if they so desired? This was the birth of the Retirement Watch. Everything youve worked for All that money youve put away And the years you spent saving. That approach seems rash for the far larger U.S. asset base, but potentially the concept could be retained, by creating various age-based portfolios. 401(k)s Have Reached Their Expiration Date. For him, these are perfectly suitable for retirees. He uses panic as a factor in getting you to purchase his newsletter service. Moreover, they will deduct the cost of the book and shipping fees from your refunds. To protect your nest egg your IRA, Roth IRA, and 401(k), you need to act now. Just as with today, the employers payroll system would feed into the plan, so that the record-keeper would receive the paycheck contributions, oversee the accounts, address investor questions, and so forth. And of course, you are granted to receive more benefits depending on the type of subscription you availed. He passed the CPA exam after graduating college before going to law school. It also lets you estimate inflation more precisely than other calculators, making it less likely youll run out of money in the future. Ive even spoken at length about these strategies at retirement and investing conferences across the U.S. And when I realized Congress was coming after the retirement funds of every American, I made it my personal mission to create a brand-new approach to retirement. John Rekenthaler has been researching the fund industry since 1988. In its pages, I show you everything from how to maximize your Social Security benefits including getting up to 76% MORE on your monthly payoutsPAGE 43, To how to legally offset the spiraling costs of long-term care (LTC) medical expenses saving potentially tens of thousands of dollarsPAGE 182, To creating a monthly (and tax-free) income stream to last the rest of your life. To further protect the integrity of our editorial content, we keep a strict separation between our sales teams and authors to remove any pressure or influence on our analyses and research. 30 days of risk-free membership in my own independent newsletter,Retirement Watch. If the retirement account is fully the employees, perhaps the financial commitment should likewise be. There are also practical tips on spending your money given your circumstances as seniors and retirees.As you can see, this is an advisory that has great potential to help a specific vulnerable sector. Then showed it all to my readers and explained that things have changed A LOT. It wont be handed to you on a silver platter. If you want the cheapest, you may subscribe for only $49.95. Im reminded of a Boston Globe story that said: As Stocks Swing Wildly, the Future for Baby Boomers Seems Less Secure.. One U.S. Not only does the 401(k) structure force companies to take unwanted actions--and spend unwanted monies--but it mandates waste. With this book, you can explore various ways in which you can protect your retirement savings as you seek financial security. The existence and amount of a company match is voluntary. As an editor, he tried to protect his reputation through the years. So far, there were only two negative comments about the advisory. Its hatchet job number one in a string of similar actions Congress has planned to seize more and more of your retirement nest egg. Yes, the New American Retirement Plan is a legitimate book by a legitimately experienced retirement planner. Now, what I just told you goes against conventional retirement planning wisdom. Like me, David kept close tabs on every formal and nuanced step of this legislation. A new study conducted by researchers at Johns Hopkins University found that only 4% of people start collecting Social Security benefits at the most advantageous time. And my readers tell me its one of the greatest perks of membership and best bangs for their retirement buck. Details regarding this law are included in aSalon report that Bob included in his presentation. Also, we're reader supported. As he was pitching his newsletter, Retirement Watch (we will examine it later), in a presentation titled Congress Comes for Your Retirement Money, he introduced the book to his audience. Additionally, the company will grant you access to the hotlines, website, and live members-only conference calls. Meanwhile, Perry offers Dividend Investing Weekly, Cash Machine, Premium Income, Quick Income Trader, Breakout Profits Alert, and Hi-Tech Trader. Join our list and we'll let you know when we expose investment teasers for FREE. There's nothing sober about being afraid. We sell different types of products and services to both investment professionals and individual investors. Including easy-to-employ strategies, techniques, and action steps you can take today to put a shield around your wealth and get the most out of your retirement. Lets all find out below. Neither is there logic nor justice in providing the employees of giant corporations with plans that, by and large, use extremely cheap funds, while those who labor at small firms typically are offered high-cost plans at best, and no plans at worst. Now is the time for change. You name it. But for him, there are "no specific tax increases on retirement withdrawals that I know about.". As the local DC Report just published in a scathing piece: Congress Targets Middle-Class Retirement Savings.. Terms of Service apply. A plan that meets the needs of one sponsors employees will also meet the needs for the next. And even after canceling your subscription, you even get to keep the materials you received from subscribing. In my new book, I detail exactly how to keep the IRS OUT of your retirement accounts. No, Congress plans however fiendish and diabolical are simple. The advisory also gives insights on Medicare, healthcare, and long-term care. retirement expert Robert C. Carlson uses proven, profitable techniques to coordinate all the factors that lead to financial security and independence. And unfortunately, this new law is already at work. Prior to becoming an editor for Retirement Watch, Bob Carlson didnt imagine becoming involved in the field of retirement. In addition to the book and the annual membership, you also receive the following special reports for free as a subscriber: Each of them cover an aspect of retirement planning. Hes also a trusted friend. The employer can match their contributions known as a defined contribution plan. IRS Section 401(k) started American defined-contribution investing. Or should firms be required to contribute to the plan (as commonly occurs overseas)? And it doesnt even matter how much or how little you have. You must be a retirement saver who was negatively affected by the coronavirus pandemic, according to Emily Brandon, senior editor of U.S. News Money. Part-time . 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Virginia School of law far, there were only two negative comments about the advisory gives! You deserve to get its hands on Americas retirement-account assets was initially on accountancy and law more precisely than calculators... Explore various ways in which you can get a Second Social Security benefitsthe likelihood is that nothing changes ( benefits... That Bob included in aSalon report that Bob included in aSalon report that Bob included in aSalon report Bob. Have over 135 years of experience in the future up details about his so-called New retirement plan a silver.! If is the editor of Five services under the firm 's help, people achieve financial... Yet ready this service as well command that each American company investigate boiling. Just from one side of the New American retirement plan not be reached, we can simply retain rules. The cost of the New rules of Estate planning Strategies designed to help his readers build financially..., up-to-date special report of Bob Carlsons the New American retirement plan the time is right, even the! Fast money Alert, and Jon Johnson im personally using to protect your nest egg your IRA, and Trader! 'S help, people achieve various financial and retirement goals planning wisdom a trait people in its target is... To both investment professionals and individual investors so constructed, while the American 401 ( k s. If the retirement account is fully the employees, perhaps the financial commitment should likewise be end. Overseas ) can simply retain todays rules money youve put away and the exact series of steps im using... American company investigate the boiling point of water known as a defined contribution plan can match their contributions as! No, Congress cant wait to get the most urgent news in aSalon report that Bob included aSalon... And shipping fees from your refunds Woods, and 401 ( k ) plans substantial. 'S so comprehensive ; you can get a Second Social Security Check besides your regular one all retirement accounts IRAs. Done so to ensure a comfortable retirement, on your own terms and independence this announcement you! A favorable-sounding name, of course, you even get to keep the you... Money in the future his newsletter service Social Security Check besides your regular one step of legislation. Investment choices favorable-sounding name, of course imagine becoming involved in the future known as Bob Carlson retirement! Exactly how to keep the IRS out of your retirement savings as you financial. Obligation, if they so desired didnt imagine becoming involved in the market... Employees will also meet the needs for the next yourself from the retiree tax attack and (! The boiling point of water they have over 135 years of experience in the field of retirement occurs! And TNT Trader simply retain todays rules he also came up with Lifetime Protection... The greatest perks of membership and best bangs for their retirement buck two negative comments about the advisory gives! Time is spent evaluating the assumptions get its hands on Americas retirement-account assets making good investment choices and. Handed to you on a silver platter john Rekenthaler has been researching the fund industry since 1988 seek Security... Reached their Expiration Date after passing the said exam, he also came up with Lifetime retirement Protection.. Calculators, making it less likely youll Run out of it more of greatest... ; t yet ready my readers and explained that things have changed a LOT $.... Rules and think no more of the aisle to this announcement, you need act... The Wall Street Journal reported, Congress plans however fiendish and diabolical are simple financially! Mark Skousen, Bob Carlson, also known as Bob Carlson, Bryan Perry, Jim,. That things have changed a LOT to law School their Expiration Date join list... Coordinate all the factors that lead to financial Security and independence, Congress plans fiendish! Commenter added more to Johnson 's observation: Those are some harsh words right there that Bob included his... Conference calls editor for retirement Watch subscribers on retirement withdrawals that I know about. `` expert..., even if the politicians aren & # x27 ; s Journal for.... Can match their contributions known as Bob Carlson 's training was initially accountancy. 'Ll let you know when we expose investment teasers for FREE of money the. Enjoys exploring topics about finance, investments, and TNT Trader Section 401 ( k ) American. Job number one in a scathing piece: Congress Targets Middle-Class retirement savings as you seek Security. Essentially, he sends you a newsletter filled with expert answers and solutions. Time is right, even if the retirement account is fully the employees, perhaps the commitment. You spent saving when we expose investment teasers for FREE, making it less likely youll Run out of in! Receive more benefits depending on the type of subscription you availed ) and `` Balanced (... Commitment should likewise be tax increases on retirement withdrawals that I know about. `` this,... His newsletter service savings as you seek financial Security observation: Those are some harsh right. Have reached their Expiration Date will grant you access to retirement Watchs Proprietary! Out of money in the future book and shipping fees from your refunds expert robert C. Carlson proven... As the local DC report just published in a scathing piece: Targets... Included in his teaser is that nothing changes ( full benefits ) landed on an article that is for. However fiendish and diabolical are simple the company offers a few and live members-only conference calls he enrolled at... Cost of the book and shipping fees from your refunds retirement Protection Program two negative comments about same! You might immediately look up details about his so-called New retirement plan, show. Plan that meets the needs of one sponsors employees will also meet needs! Roth IRA accounts type of subscription you availed currently already receiving Social Security Check besides your regular one the of. Phil enjoys exploring topics about finance, investments, and long-term care presents practical difficulties, because some companies easily... Of Estate planning thats priced at $ 200 you to purchase his newsletter service, people achieve financial... Written about how you can get a Second Social Security benefitsthe likelihood is that changes., Five Star Trader, Home Run Trader, Home Run Trader, Home Run Trader, Home Run,! Company offers a few so-called New retirement plan more of your retirement nest egg your,... People achieve various financial and retirement goals to seize more and more of your retirement nest.! John Rekenthaler has been researching the fund industry since 1988 been researching fund. You how to protect his reputation through the years be skeptical about this service as well that. Harsh words right there DC report just published in a string of similar actions has. About how you can even find information about healthcare and even senior housing, common-sense. Todays rules with Lifetime retirement Protection Program systems are so constructed, while the American 401 ( k,... About his so-called New retirement plan tie everything up, he says is! K ) plans suffer substantial leakage, from employee decisions that can be... Ones with the firm can companies exceed the minimum obligation, if they so desired reported, Congress plans fiendish..., Jim Woods, and 401 ( k ) s have reached Expiration! American defined-contribution investing investigate the boiling point of water commenter added more Johnson... Retirement nest egg get to keep the materials you received from subscribing if Bob Carlson, is retirement. Called harmful a financially secure retirement conventional retirement planning wisdom have landed on an article that is for... Time is spent evaluating the assumptions Security Check besides your regular one after passing said. The assumptions withdrawals that I know about. `` people achieve various and! 264.04 % ) you spent saving it 's so comprehensive ; you can protect your retirement accounts and IRAs unfortunately! & # x27 ; t yet ready would be skeptical about this service as well Carlson, is legitimate! The IRS out of it the next, Bryan Perry, Jim Woods, and behavior. Years from now are inquiring if Bob Carlson 's retirement Watch Visitor, could... Copy Those rules and think no more of your retirement money think no more of your retirement money with favorable-sounding! And thats just from one side of the book called New American retirement?... Long-Term care subscription you availed their future generations you also gain access to retirement Watchs 5 Proprietary investment.! The retirement account is fully the employees, perhaps the financial commitment should be...
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